![]() ![]() With PenFed, you choose your maturity option-whether or not to have the certificate automatically renew-when you open your certificate account and can change it at any time before maturity. You can join PenFed Credit Union by opening a savings account with an initial deposit of $5. When a CD is issued by a credit union rather than a bank, it’s referred to as a share certificate. One quick tip: Don’t let the “money market” in this certificate’s name confuse you this is a share certificate, not a money market account. The credit union gets excellent customer satisfaction scores and it offers a highly rated mobile app for iOS and Android. ![]() Its six-month certificate pays a competitive 3.00% APY. PenFed Credit Union pays competitive yields on nine different certificate terms, ranging from six months to five years. ![]()
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